Coming soon / A new perspective on money

See where it went.
Understand why.

Your transactions, connected.
Your spending, explained.

Meet MoniePi. A new way to trace your money, make sense of the patterns and see what comes next.

Explore the idea

A preview of the planned MoniePi experience

Design preview · Sample data

THE BIGGER PICTURE

Follow the money.

September 2026
Income₦600,000
Spending₦420,000
Remaining₦180,000
Personal Household ₦50,000

A transfer between your accounts. Counted once, not as new spending.

Own transfer

Trace transactions. Label people and businesses. Keep the context.

BEHIND THE NUMBERS

A better kind of answer.

September 2026
Why did groceries go up?

Three larger shops explain the change.You spent ₦120,000 on groceries, up ₦30,000 from August.

GROCERIES · VENDOR LABELAUG → SEP
F Fresh Basket₦33k → ₦42k
M Market stall₦30k → ₦45k
C Corner grocer₦27k → ₦33k
An explanation you can trace back to transactions.
A LITTLE MORE CONTEXT

Groceries

₦120kof ₦150k budget
80% used₦30k left
Next month’s estimate₦120k–₦135kSample projection.
Assumes similar shopping habits.
Review grocery budget

Ask about patterns. Organise with labels, budgets, tasks and filing. Explore predictions.

THE MONTH, MADE CLEAR

Your money has a story.

September 2026
MONIEPI / YOUR SEPTEMBER

A little more
perspective.

30%

of your income
remained unspent.

₦420k spent₦180k remaining
01 / THE OVERVIEW₦600,000 in.
₦420,000 out.

Transfers kept separate from spending.

02 / THE PATTERNGroceries rose ₦30k.

Three shops explain the change.

03 / THE NEXT STEPA budget worth revisiting.

Bring this month’s context into next month’s plan.

A clear financial wrap: what happened, what changed and what to consider next.

ONE CONNECTED PICTUREYour money, with the missing context.

Planned for personal, family and business accounts—with permission-based associations, merchant labels, budgeting, predictions and financial wraps.

OUR PLANNED PRIVACY MODEL

Personal insights.
On your device.

Your financial analysis stays local.We’re designing MoniePi to use a local LLM on your PC or phone. Transaction history, budgets, predictions and wraps stay on your device.

A clear boundary for external analysis.Only account identifiers and merchant details may leave your device to analyse external accounts, vendors and businesses.

This is the planned architecture. The application is not built yet.
COMING SOON, BY QUBELY

Money makes more sense
when you see the connections.

Ask about launch

Opens an email draft.
No account needed.